You may encounter earn rates of 1 point per dollar, 5 points per dollar, 1 point per $5, or any combination thereof. Staycation hotel deals with Agoda and Klook, Activate SimplyGo to use your card as an EZ-Link. Also, this card comes with no annual fee for life! Simply charge your spend to a cashback card, and you automatically […]The post Best Cashback Credit Cards In Singapore 2020 appeared first on SingSaver Blog - We Compare, You Save. This promotion is valid till 31 December 2020. What’s really great about this card is that you can choose one out of 7 spending categories to earn bonus rewards in – and you can even switch categories every 3 months. If you regularly shop for fashion, bags, shoes, accessories, or laptops, tablets and other electronics, the OCBC Titanium Rewards Card could prove to be highly rewarding. Now that you know what to look out for in a rewards credit card, have a look at our recommended rewards credit cards. And of course, they’re a good way to earn air miles with your day-to-day local spending. A second factor to consider is the cap on bonus points imposed on your card. If you’re after Amex rewards points, you can slowly earn them with an Amex Platinum credit card, which is mainly for dining and clubbing privileges. SingSaver exclusive promotion: Receive a set of Sony WF-1000XM3 Wireless Noise Cancelling Headphones (worth $349) or $300 cash via PayNow when you make a qualifying spend within 30 days of card approval. Got a credit card rewards hack to share? OCBC Cashflo Credit Card; POSB Everyday Card ; Best Rewards Credit Cards. By Alevin ChanAn ex-Financial Planner with a curiosity about what makes people tick, Alevin’s mission is to help readers understand the psychology of money. Apart from the cliched Beauty & Wellness, Fashion, and Family (including groceries), there are also categories like Transport (petrol) and Entertainment (nightlife). Terms and conditions apply. You can only earn 10,000 bonus points per month (equivalent to $1,000 spend), so spreading out your transactions for maximum points is recommended. Now that you know what to look out for in a rewards credit card, have a look at our recommended rewards credit cards. Below is a visual representation of the approximate savings one can earn by using the best shopping credit cards in Singapore. You might want to consider switching to a rewards card, which is probably the lowest effort type of credit card on the market. See which reward credit cards you've the best chance of getting, in your own personal best-buy table. Eligible for use with Apple Pay, Google Pay, Samsung Pay. aren’t the most astounding in terms of variety, but the catalogue is lovely and well-curated. Online shopping promotions with Fayth, Her Velvet Vase, The Closet Lover, Senreve etc. SingSaver.com.sg’s comparison tool helped me decide on an air miles card in 10 minutes.” ”, “ “I used to be scared of credit cards, but SingSaver.com.sg made me realise that I don’t have to worry about debt if I pay my bill on time each month. T&Cs apply. Upsize Your Adventures. KrisFlyer. Promotion is valid till 10 January 2021. Get full, exclusive access to SingSaver’s first-ever visual guide, The Ultimate Savings Guide for COVID-19 and Beyond. Or frustrated by how you can never seem to get enough points on your air miles card for that dream trip to Europe? For diehard fans of our local shopping malls designed and managed by CapitaLand, this card is for you. Here’s a quick look at the best entry-level rewards credit cards in Singapore and what type of spending they’re best for. Credit card providers with instant approval can provide a digital credit card that you can start using even before your physical card arrives in the mail. No need to fuss over minimum spends or worry about caps either, because this credit card has no cap at all. Based on an average monthly spend of S$2,000, we analysed the best credit cards on the market to estimate returned value-to-consumer after 2 years, accounting for rebates and netting out annual fees. T&Cs apply10X Citi Rewards program gives you an additional bonus of 9X Rewards points per S$1 spend on eligible categories on top of the base rate10X Rewards capped at 10,000 Points per statement month and expires every 5 years See all card details, 10X Rewards on all online purchases (excludes travel-related transactions). Minimum effective interest rate: 26.88% p.a. However, the results of our comparison tools which are not marked as sponsored are based on objective analysis. Lots of people redeem air miles with their rewards points. won’t make you go OMGWTFBBQ, but it’s nonetheless legit. movie tickets). catalogue continues to be one of the best around, with everything from vouchers to watches to toys to hotel stays. Now, the Citibank Rewards Card offers 10X ($1 = 4 miles) rewards on shoes, bags and clothes (both online and offline), department stores and all online shopping, excluding travel-related purchases. If you already have a Standard Chartered credit card, you’ll be rewarded with $30 cash via PayNow when you sign up. Find the best credit cards in Singapore. The rewards points you earn are also versatile. Apply Now . S$30,000 and above for Singaporeans and Singapore PRs. $0.00 for 1st year Highlights. These miles cards offer both top rewards rates and some of the market's best travel perks. are a travel junkie’s dream come true. Annual fee: $192.60 (first two years free), Annual income: $30,000 (Singaporean), $45,000 (Foreigners with valid employment pass). , which is mainly for dining and clubbing privileges. Score $150 cashback or a Samsonite luggage (worth $670) + a $30 Lazada voucher for SingPass MyInfo applications. See the full review of the UOB Lady’s Card here. Annual income: $30,000 (Singaporean and PR), $60,000 (Foreigners with valid employment pass), Annual fee: $240 (automatically waived with total minimum spend of $24,000), Age: At least 21 years old (females only), Annual income: $30,000 (Singaporean and PR), $40,000 (Foreigners with valid employment pass), Annual income: $30,000 (Singaporean and PR), $45,000 (Foreigners with valid work pass). Valid till 31 December 2020. Best UOB Credit Cards In Singapore (2020), Best American Express Credit Cards In Singapore (2020), – 10x points on shopping, ride-hailing, online food and groceries, Online shopping, food and groceries delivery, – 10x points on overseas retail, dining and travel, Overseas dining and other spends, local dining, – 10x points on shopping, department store and online spends (local or overseas), Fashion, shoes, accessories and electronics, – 10x points on online shopping, food delivery, travel and contactless transactions, Contactless payments, online shopping, food delivery, travel, – 10x points at participating outlets at CapitaLand Malls, 10x points on selected dining, fashion and airport duty-free cosmetics and perfumes. These points can be used in different ways, such as converting them into air miles, voucher redemptions, claiming of exclusive products, or even to offset your credit card statement. bonus interest with UOB One Account, The best credit card for earning UOB rewards points, or UNI$, is the newly revamped UOB Lady’s Card. Beyond this cap, you will continue to earn 1 point per dollar, the same earn rate for all other retail transactions not eligible for bonus points. Be aware, though, that there’s a monthly cap of $1,000 so you can’t go too wild. In fact, I’ll be updating this article pretty often. A rewards credit card lets you earn points, rebates, miles or other rewards on your spending. American Express Singapore Airlines KrisFlyer Ascend Credit Card. Check the expiry date of your points too, so you don’t get a nasty shock when you try to redeem stuff. Bank's T&Cs apply10X Rewards on Ride-hailing, Shopping and Online spends. To earn this reward, you will have to spend a minimum of $250 qualifying spend each month for two consecutive months upon card approval. In addition, the catalogue has a smallish selection of gift cards, dining vouchers and gifts. Apart from the usual KrisFlyer and Asia Miles, there are frequent flyer programmes like British Airways Executive Club, Thai Airways Royal Orchid Plus and Emirates Skywards, plus hotel loyalty programmes like Starwood Preferred Guest and Hilton Honors. You can earn 10 points per $5 spent, on everything from food and grocery delivery to movie tickets and hotel bookings –– as long as the transaction is processed over the internet. All financial products and services are presented without warranty. Summary of Our Top Picks for Best Rewards Credit Cards in Singapore. Earn bonus points simply for shopping at CapitaLand Malls, and even more at selected partner merchants. Even the most tech-illiterate of Singaporean aunties can know their way around them. You want to rack up as many points as possible to get the biggest bang for your buck. Compare the top cash back, rewards, petrol, shopping, grocery or air miles credit cards and learn about credit card promotions and more. Earns a whopping 5X the points on “eats and drinks”, which encompasses a huge range of purchases including restaurants, groceries, food deliveries, bars, and cafes. Fans of Paradise Group, Imperial Treasure, Resorts World Sentosa and The Shilla Duty-free. MoneySmart ExclusiveEarn Points for Online SpendingCiti Rewards CardOnline Spend, including Food Delivery and GroceriesS$1= 10X PointsGrab and GojekS$1= 10X PointsAll Other SpendS$1 = 1 PointGet $350 Cash via PayNow when you apply and spend on your card! “I’ve always thought about getting a travel credit card, but I didn’t know which one to get. Rewards program. These cards often include customer loyalty programmes, offering higher rewards for purchases at certain merchants. 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