1. 3. 4 stars equals Excellent. Fixed-value cards earn points or miles that are always redeemed for the same value. The Capital One Venture Rewards Credit Card tops the list of best overall travel credit cards for several reasons. Read Full Review, 3X points for eating out and ordering in, gas stations, rideshares, transit, flights, hotels, and more, 1x points on all else, Purchases: 0%, 12 months Without further ado, here are my top picks: Here are some comparisons of the best travel credit card offers and bonuses available right now. See how much points are worth toward cash travel purchases. Depending on the travel rewards card, you could use its rewards to cover your airfare, hotel, vacation rental, or potentially any other type of travel expense. Here's how: Those steps should help you to pick out your personal best credit card for travel, or at least narrow it down to a few high-quality options. Make your flight and prepaid hotel purchases through American Express Travel and you’ll earn 5 points per $1 spent. $0 intro for the first year, then $95. Bank of America® Travel Rewards Credit Card. Compare travel benefits and begin earning travel rewards with one of Citi's travel credit cards. Travel benefits: Some of the perks include travel accident insurance — get up to $250,000 in coverage for common carrier accidental death or dismemberment when you pay for your entire travel fare with your card. doesn’t offer perks on any one airline, it earns points that can be transferred to various airlines (and hotels), . Bank of America® Premium Rewards® credit card. Benefits that save you money and get you a higher-quality travel experience. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Further reading: Maximizing the Alaska Airlines Visa Companion Fare. This is one of the strongest travel rewards cards around: You earn 2 points per $1 spent on travel and dining worldwide, 2 points per $1 spent at grocery stores through April 30, 2021 (including pickup and delivery services), and 1 point per $1 spent on everything else. Further reading: American Express Gold review. The Citi Premier Card charges a $95 annual f The Platinum Card® from American Express is a very high rewards, very high fee credit card that quite possibly offers you the best rewards program of any card found today. American Express' In addition to some stellar benefits, it provides an excellent 14x bonus category on spending at eligible Hilton properties — equivalent to an 8.4% return based on TPG’s point valuations — among solid returns in other spending categories. This site does not include all credit card companies or all available credit card offers. Some items may be out of date. On top of all that, the VentureOne card is only of the only no annual fee options that don’t charge foreign transaction fees. 5X Membership Rewards® Points on prepaid hotels booked on amextravel.com. A solid pick with the recent addition of airlines transfer partners. Each dollar spent with a Travel Rewards Credit Card is a dollar closer to your ideal vacation as you gain travel rewards points for any purchase. Secure Website. However, there are a few drawbacks to travel rewards cards. New to The Points Guy? But you can use cash-back rewards to offset those costs. Other aspects to consider are below. The Ink Business Preferred is an Ultimate Rewards credit card, which means you’ll be able to redeem your points by transferring to Chase partners or through the portal at 1.25 cents each. What credit score do you need to get the Citi / AAdvantage Platinum Select World Elite Mastercard? The Seattle-based airline is mostly limited to North American routes (with some international destinations through partners), but that will change when the airline joins the Oneworld alliance by 2021. *Bonus value is an estimated value calculated by TPG and not the card issuer. Others may not be widely accepted overseas. Current welcome offer: Earn 40,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $2,000 in purchases on your new Card in your first 3 months. By far the aspect of business credit cards that makes the financing option stand out more than loans or traditional lines of credit is the rewards potential. Many of the top travel rewards credit cards come with hefty annual fees. The reason to hold any travel rewards credit cards is to earn rewards, but there are different types of travel credits: These cards earn rewards that can be redeemed through a card’s rewards program directly or by transferring them to a travel partner. Plus, for cardholders who can use the new benefits, Lyft Pink, DashPass and the DoorDash credits are all great additions. It's just a matter of figuring out which travel card fits your lifestyle. Discover is accepted nationwide by 99% of the places that take credit cards. Although it's possible to get a travel card with a lower credit score, you'll have lower approval odds. Benefits: You’ll get up to $120 in dining credits each year when you pay with the Amex Gold card at participating dining partners. While it doesn’t offer perks on any one airline, it earns points that can be transferred to various airlines (and hotels). You’ll also earn 3x points on several common business expenses. What are the 7 Best Travel Credit Cards for 2020 to help you Travel For Free ? 3X points on travel immediately after earning your $300 travel credit. Related: Delta now makes it even easier to earn elite status — but is it worth it? 5X miles on hotel and rental cars booked through Capital One Travel℠, 2X miles per dollar … Further reading: Capital One Venture Card review, Apply here: Capital One Venture Rewards Credit Card. This credit card is a prime example of benefits more than making up for a steep annual fee. Get away from it all sooner, and more often, with Citi ® travel rewards credit cards. Each credit card rewards program has its own travel partners. Why it’s worth it: Hilton’s premium card, the Hilton Honors American Express Aspire, offers a terrific haul of points and an array of perks. Pay close attention to these cards’ annual fees, redemption options and point or mile values for each, travel credits, and potentially valuable fringe benefits, such as complimentary airport … Falling within this credit range does not guarantee approval by the issuer. He writes for The Ascent and The Motley Fool, and his work has appeared in USA Today and Yahoo! Get away from it all sooner, and more often, with Citi ® travel rewards credit cards. For example, an airline card may offer free checked bags, a certain number of elite-qualifying miles to help you reach status, priority boarding privileges, inflight discounts and more. Are you a casual traveler or a frequent flyer? Why it’s worth it: The Capital One Venture Card allows you to redeem miles for a fixed-value or transfer the miles you earn to several airline and hotel transfer partners, including Avianca, Etihad and Singapore Airlines. Let’s say you are taking a trip to London in the spring. Besides redeeming points from a travel rewards credit card, the next-best option to pay for travel is with your savings. Balance Transfers: N/A, 25,000 points after making at least $1,000 in purchases within 90 days of account opening, With a huge sign up bonus and massive on going rewards rate of 3x points per $1 on business essentials this card is a home run for businesses that spend a lot and want to maximize their rewards. Featured photo by AnnaTamila/Shutterstock, CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners. Further reading: Marriott Bonvoy Boundless credit card review, Apply here: Marriott Bonvoy Boundless Credit Card. Are you looking for a card that gives you luxury travel perks? Which spending categories will be most beneficial to you? It's a great fit for earning cash back on a variety of purchases. It’s how we make money. For an explanation of our Advertising Policy, visit this page. The card details on this page have not been reviewed or provided by the card issuer. The best travel credit cards will save you money and upgrade your travel experience. For example, 50,000 points are worth $750 toward travel, With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories, 1:1 point transfer to leading airline and hotel loyalty programs, Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA Pre✓®, Earn 3x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Read in-depth card description (+/-) The American Express Cobalt continues to cement its place as one of Canada’s best travel credit cards in 2020 – offering five points for every dollar spent on “eats and drinks” and two points per dollar on “travel and transit.” When redeemed for hotel stays or flights on any airline, points are worth $0.01 each. You can usually get at least $0.01 per travel point or mile, but this varies significantly depending on the travel rewards program. Includes eligible pick-up and delivery services. At 60,000 points for spending $4,000 in the first 3 months, Citi Premier’s initial bonus is worth $750 in airfare on any airline (but booked through Citi) or $600 in gift cards.. Examples of top transferable rewards cards are the Chase Sapphire Reserve and Amex Platinum. And if you have this card, the Ultimate Rewards points you earn on other Chase credit cards can be transferred over and redeemed at the 1.5-cent rate. And for those who know they don’t want to redeem for travel at this time, Capital One recently added fixed-value redemption options for this card that can be utilized through the end of the year — takeout, restaurant delivery and select streaming services. Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership. Chase has added new non-travel redemption options for your points. Current sign-up bonus: Earn 75,000 Bonus Points after you spend $3,000 on purchases in the first three months from account opening. A rewards credit card can open the door to some great perks like travel, retail therapy and other premium perks. By submitting your email address, you consent to us sending you money tips along with products and services that we think might interest you. Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee. By traveling regularly, you can take advantage of the perks a credit card with travel rewards offers. Exact redemption options depend on the credit card and its type of travel rewards. If this kind of freedom is your dream, make your luxury travel desires come true by using a Travel Rewards Credit Card. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Many of the best credit cards for travel offer both options. And with the $300 annual credit for travel purchases every cardmember anniversary, that’s $1,050 in value in the first year, not counting other money-saving perks you enjoy as a cardholder. Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. The best travel rewards credit cards of 2021 feature top bonuses, benefits, perks and rewards. In fact, The Amex Gold is my most-used credit card right now, with its 4x on global dining and U.S. supermarkets on top of the dining credit. All information was collected independently from the issuer. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. Enrollment required. I reviewed numerous travel credit card offers and spent countless hours studying the pros and cons of each offer. Chase Sapphire Preferred. Like the two programs above, the Citi ThankYou Rewards program lets you either transfer points to its travel partners or redeem them through its travel portal (at a rate of $0.01 per point). Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year. The Bank of America Cash Rewards™ Credit Card for Students may be the best all-around student card for travel, but you’ll need to plan your travel spending a bit in advance to get the most out of it. The reason it ranks third is that its travel partners aren't quite as impressive as those of Chase or American Express. Between the 1,300+ Priority Pass lounges, 45 Delta Sky Club, and 9 Centurion Lounges across the world you'll almost always find a premium lounge to enjoy while flying. Travel benefits: You’ll get preferred boarding, a free checked bag on domestic itineraries, discounts on eligible inflight purchases, access to reduced mileage awards and a $125 American Airlines flight discount when you spend more than $20,000 in a calendar year and renew your card. The card offers the best airport lounge access of any travel rewards credit card on the market. Individual cards may also give a ballpoint credit score you will need and you can also use our card match tool which will recommend the best cards for you. The best credit cards for travel rewards can save travelers big bucks and come with that satisfying feeling that comes with knowing you’ve just gotten a great bargain on a flight or hotel. Current sign-up bonus: Earn 50,000 Ultimate Rewards points after you spend $4,000 on purchases in the first three months of account opening (valued by TPG at $1,000). The Chase Ultimate Rewards program has over a dozen travel partners, including major domestic airlines, international airlines, and popular hotel chains. Read Full Review. Some rewards programs have redemption options that can get you over $0.03 per point. Balance Transfers: 10.99%, 14 months, Mile-for-Mile match of all Miles earned the first year. However, there is still a lot of value to get out of travel credit cards, whether you take advantage of temporary benefits or use current everyday expenses to build up your points balances for an amazing redemption in the future. Earn 80,000 IGH Rewards points after spending $2,000 within the first 3 months. The Chase Sapphire Reserve is the best premium travel rewards credit card. This list encompasses a broad range of exceptional travel credit cards (including a few that are likely to bring home awards from this year’s TPG awards), all considered the best in their own categories. Travel rewards credit cards are some of the most popular cards on the market, and it's easy to see why. Southwest's highest level rewards card is an excellent value for their frequent flier set. Your points/miles can vary drastically even want to open a savings account specifically for your award and... Of these cards also generally come with hefty annual fees a Global footprint Citi ® travel rewards card... Have both types of credit scores to make the card details on this page have not been reviewed provided... Earns rewards you can use your sign-up bonus: only Discover will automatically match all the you... 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